Newly hired employees are eligible to begin participating in benefits on the first day of the month following a 60 day waiting period. You must be a full-time employee working at least 30 hours a week to qualify for all the benefit options. You may elect to cover yourself and/or your eligible dependents.

Who is an eligible dependent?

• Your legal spouse
• Your natural or adopted children or stepchildren, adult children up to a certain age* or adult children who are physically or mentally disabled (no age limit)

*Refer to each specific plan's Summary Plan Document for specific eligibility information, dependent age limits and coverage provisions.

Remember, it is your responsibility to report life events that may affect eligibility for yourself or your dependents. Notification of life events such as the birth of a child, marriage, divorce and associated benefit changes must be made within 31 days of the event. Otherwise, changes are deferred until the next benefit open enrollment period.